FRANCE: CHAMPION OF INHERITANCE TAX*!

With rising property prices in France, the rate for direct line heirs (father, mother, child and grandchild) is rapidly reaching record levels, at 45% for a net share in excess of €1.8 million. This is by far the highest rate in Europe.

Inheritance tax for other heirs is taxed at the single rate of 60%.
As a result, many French people do not understand why the assets their children inherit will be heavily taxed, since they were already taxed when they were built up.


Today we are offering you the chance to plan an inheritance at 0%!

For a long time, it was thought that French people did not benefit from any tax advantages by investing in property in Monaco - a big mistake!

On the contrary, Monaco offers unsuspected advantages to the French.

I'd like to introduce you to a key document: the 1950 Franco-Monegasque Convention.

This agreement offers significant tax advantages, particularly in terms of inheritance tax on real estate:



✔️ Real estate located in Monaco is not subject to inheritance tax in France, regardless of the place of residence of the deceased or his heirs.



✔️ 0% inheritance tax for direct descendants.



Source: https://www.service-public.fr/simulateur/calcul/droits-succession
Please note: these amounts do not include notary fees.

Monegasque inheritance tax:
Inheritance tax applies to assets located or based in the Principality of Monaco.
The nationality of the deceased (or the donor) and his or her place of domicile or residence are therefore irrelevant.

The rate of tax depends on the degree of relationship between the deceased (or the donor) and his heir (or the beneficiary of the gift):

‘Under the terms of Article 2 of the Franco-Monegasque Convention of 1 April 1950 on inheritance tax, the transfer of a property located in Monaco, forming part of the estate of a French and/or Monegasque national resident in Monaco or France to an heir resident in Monaco or France, will be subject to Monegasque inheritance tax only’.




In 2025, take advantage of a unique tax framework: invest in Monaco to protect and pass on your wealth to your children.



*An OECD report published in 2021 shows that France is the third country in the Organisation for Economic Co-operation and Development with the highest inheritance tax.
Source:
https://www.ladepeche.fr/2023/11/01/droits-de-succession-la-france-est-sur-le-podium-international-des-pays-qui-taxent-le-plus-11553451.php
https://www.lopinion.fr/economie/droits-de-succession-les-francais-beaucoup-plus-taxes-que-leurs-voisins
https://www.lefigaro.fr/economie/le-scan-eco/2018/09/17/29001-20180917ARTFIG00262-la-france-championne-d-europe-de-la-taxation-des-successions.php

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