NEWS

  • PARTNERSHIP RENEWAL RACING DRIVER SACHEL ROTGE

    We are thrilled to continue our partnership with the talented young pilot Sachel Rotge for another year!His dedication and passion for excellence mirror our own values at BENJAMINPRATT REAL ESTATE.With our extensive presence in France andMonaco, we are...

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  • REAL ESTATE WEALTH TAX IN FRANCE (IFI) • PRACTICAL GUIDE 2024

    " In 2017, French wealth tax underwent a major reform. Thus, since 1st January 2018, real estate wealth tax (impôt sur la fortune immobilière, IFI) has replaced the former, more general wealth tax (impôt de solidarité sur la fortune, ISF).From this day...

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  • ACQUISITION AND TAXATION OF REAL ESTATE IN FRANCE • PRACTICAL GUIDE 2024

    This practical guide, will perfectly answer all your questions to all aspects of the acquisition of real estate in France and in particular: • The process of acquiring real estate in France • The choice of the holding structure • Taxation linked...

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  • CIRCUIT PAUL RICARD & BENJAMINPRATT • OCTOBER 2023

    Stunning day at the Paul Ricard racing track.Great performance by young driver Sachel Rotgé.The whole BENJAMINPRATT team is behind you, Sachel Rotgé.It is with immense pride that we join forces with Sachel Rotge as main sponsor for this season finale....

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  • BENJAMINPRATT & COTE MAGAZINE • COLLECTOR 2022-2023

    View the E-Book of COTE MAGAZINE COLLECTOR 2022-2023Source: Cote MagazineCopyright 2023 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & GRAND SUD MAGAZINE • SUMMER 2023

    View the E-Book of GRAND SUD MAGAZINE SUMMER 2023Source: Grand Sud MagazineCopyright 2023 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & SEASIDE MAGAZINE • SUMMER 2023

    View the E-Book of SEASIDE MAGAZINE SUMMER 2023Source: Seaside MagazineCopyright 2023 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & COTE MAGAZINE • MAY JUNE 2023

    View the E-Book of COTE MAGAZINE MAY JUNE 2023Source: Cote MagazineCopyright 2023 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & GRAND SUD MAGAZINE • WINTER 2023

    View the E-Book of GRAND SUD MAGAZINE WINTER 2023Source: Grand Sud MagazineCopyright 2023 SAS BENJAMINPRATT - Any reproduction prohibited

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  • ACQUISITION AND TAXATION OF REAL ESTATE IN FRANCE • PRACTICAL GUIDE 2022

    This practical guide, will perfectly answer all your questions to all aspects of the acquisition of real estate in France and in particular: • The process of acquiring real estate in France • The choice of the holding structure • Taxation linked...

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  • NYC TRIPLEX PENTHOUSE LISTS FOR $250M !

    Triplex penthouse atop New York’s tallest residential tower lists FOR A Record-Breaking $250 Million.Extell Development’s triplex penthouse at New York’s Central Park Tower is on course to become the country’s most expensive home ! SERHANT. StudiosFull...

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  • BORROWER INSURANCE : HOW TO CANCEL AT ANYTIME THANKS TO LEMOINE LAW

    Since September 2022, it is now possible for any borrower to modify, change or terminate their mortgage loan insurance at any time thanks to the Lemoine Law!Promulgated in February 2022, this law opens the borrower insurance market to competition. Home...

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  • BENJAMINPRATT CAPS COLLECTION

    Dear clients tell us your favorite colour and we will be very happy to send you one cap !Copyright 2022 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & MONTE CARLO SOCIETY • AUTUMN 2022

    View the E-Book of MONTE CARLO SOCIETY AUTUMN 2022Source: Cote MagazineCopyright 2022 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & COTE MAGAZINE • SEPTEMBER 2022

    View the E-Book of COTE MAGAZINE SEPTEMBER 2022Source: Cote MagazineCopyright 2022 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & COTE MAGAZINE • AUGUST 2022

    View the E-Book of COTE MAGAZINE AUGUST 2022Source: Cote MagazineCopyright 2022 SAS BENJAMINPRATT - Any reproduction prohibited

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  • ULTRA HIGH NET WORTH MAGAZINE • SPRING/SUMMER 2022

    The BENJAMINPRATT Group extends its heartfelt thanks to ULTRA HIGH NET WORTH Magazine for its top notch professionalism in aiding us to showcase what we are about. Much appreciation for this golden opportunity. Copyright 2022 SAS BENJAMINPRATT - Any reproduction...

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  • MONACO • THE MAIN REAL ESTATE MARKET FIGURES 2021

    We present to you a summary of the economic balance sheet of the real estate sector in Monaco for the year 2020.Lexicon:" Sales " corresponds to the sales of new apartments of new construction or under construction." Resales " corresponds to the sales...

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  • MONEGASQUE SCIS/SCPS OWNING FRENCH RESIDENTIAL PROPERTY: FRENCH TAX FILING REQUIREMENTS AND BOOK-KEEPINGS

    THE "MONEGASQUE SCIS/SCPS OWNING FRENCH RESIDENTIAL PROPERTY" BROCHUREPublished by the Moores Rowland MonacoSee the brochure in your browserSource: Moores Rowland Monaco - frederic.mege@mri.mcCopyright 2022 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & COTE MAGAZINE • COLLECTOR 2021-2022

    View the E-Book of COTE MAGAZINE COLLECTOR 2021-2022Source: Cote MagazineCopyright 2022 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & MONTECARLO SOCIETY • WINTER 2021-2022

    View the E-Book OF COTE MAGAZINE SUMMER 2021Source: Cote MagazineCopyright 2021 SAS BENJAMINPRATT - Any reproduction prohibited

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  • MONACO • THE MAIN REAL ESTATE MARKET FIGURES 2020

    We present to you a summary of the economic balance sheet of the real estate sector in Monaco for the year 2020.Lexicon:" Sales " corresponds to the sales of new apartments of new construction or under construction." Resales " corresponds to the sales...

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  • CAN WE STILL MODIFY THE DEBTOR OF THE REAL ESTATE AGENT'S COMMISSIONS BETWEEN THE MANDATE AND THE FINAL DEED?

    The fees must be paid to the real estate agent by the person designated in the mandate and not by the person referred to in the notarial deed. Otherwise, the real estate agent must reimburse them. This rule of the designation of the debtor of the commission...

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  • ACQUISITION AND TAXATION OF REAL ESTATE IN FRANCE • PRACTICAL GUIDE 2021

    This practical guide, will perfectly answer all your questions to all aspects of the acquisition of real estate in France and in particular: • The process of acquiring real estate in France • The choice of the holding structure • Taxation linked...

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  • BENJAMINPRATT IN A FIGHTER JET

    Amazing experience of a 1 hour flight in an L39 fighter-jet! Overview of the cities: Avignon, Marseille, Carry Le Rouet, Lac de Saint-Cassien, Mont Ventoux. Superb, breathtaking aerobatics!Video - Full Version 30min Video - Short Version 10min Source:...

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  • BENJAMINPRATT & COTE MAGAZINE • AUTUMN 2021

    View the E-Book OF COTE MAGAZINE AUTUMN 2021Source: Cote MagazineCopyright 2021 SAS BENJAMINPRATT - Any reproduction prohibited

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  • BENJAMINPRATT & COTE MAGAZINE • SUMMER 2021

    View the E-Book OF COTE MAGAZINE SUMMER 2021Source: Cote MagazineCopyright 2021 SAS BENJAMINPRATT - Any reproduction prohibited

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  • INTEGRITY IS THE BACKBONE OF A SUCCESSFUL BUSINESS

    " Benjamin Fitoussi was born and raised in the Principality of Monaco, but it was a challenging career move that introduced him to the fascinating world of high-end real estate.He was hooked, and went on to give birth to one of Monaco’s premium real estate...

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  • NON RESIDENTS NEWS • SEPTEMBER 2020

    This information note, intended for non-residents, will answer the following questions:• BREXIT: What are the consequences for your investments in France ?• Inheriting a property located in France: what obligations, what tax consequences ?

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  • ACQUISITION AND TAXATION OF REAL ESTATE IN FRANCE • PRACTICAL GUIDE 2020

    This practical guide, will perfectly answer all your questions to all aspects of the acquisition of real estate in France and in particular: • The process of acquiring real estate in France • The choice of the holding structure • Taxation linked...

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  • WHY SETTLING IN MONACO • THE PRACTICAL GUIDE

    The Principality of Monaco is a small state with an area of 2.02 km2 enclosed between 3 French municipalities that are Cap d'Ail, Beausoleil and Roquebrune Cap Martin. This independent country is bordered by the Mediterranean Sea. It’s a country of superlatives....

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  • MONACO • THE MAIN REAL ESTATE MARKET FIGURES 2019

    We present to you a summary of the economic balance sheet of the real estate sector in Monaco for the year 2019.Lexicon:" Sales " corresponds to the sales of new apartments of new construction or under construction." Resales " corresponds to the sales...

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  • PURCHASE AND OWNERSHIP OF A PROPERTY IN FRANCE BY NON-FRENCH TAX RESIDENTS

    1 - TRANSFER OF TAXESPurchase of the property : in all cases (individual or corporate purchaser), the sale of the property is subject to: • Transfer duties to be paid by the purchaser at the rate of 5,81% (notably in Alpes Maritimes department) of...

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  • YNGVE SLYNGSTAD • THE MAN WHO WAS WORTH 1000 BILLION

    Yngve Slyngstad is one of the most influential men in global finance. He heads the Government Pension Fund Global - the wealthy Norwegian sovereign wealth fund, known for its ethical and responsible positions. This institution now weighs more than $ 1000...

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  • DGCCRF • LITIGATION AND MEDIATION

    In the event of a dispute with our real estate agency, any client and consumer may have recourse to a mediator, in accordance with the provisions of article L. 616-1 et seq. Of the Consumer Code.This consumer mediator is referenced to the Consumer Mediation...

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  • MONACO • RENTAL REAL ESTATE LAWS AND REGULATIONS

    If you plan to purchase an apartment for rental investment or if you wish to rent an apartment for yourself; be aware that the rental real estate market in Monaco revolves around 3 axes:- The Free Sector- Properties under Law 887- Properties under Law...

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  • REAL ESTATE INVESTMENT • DISTINCTION BETWEEN PERFORMANCE REAL ESTATE AND HERITAGE REAL ESTATE!

    Today, it is not possible to build a heritage without resorting to real estate investment. In this perspective, two two subcategories of real estate investment should be clearly distinguished, namely:Yield real estate - corresponds to real estate investment...

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  • REAL ESTATE AGENCIES • FINALLY AN OFFICIAL BADGE!

    VESTA - a badge to protect real estate professionals.Real estate professionals are now represented by a common emblem: Vesta, the Roman goddess of the home, the home and the family. Just like other regulated professions such as lawyers, notaries or bailiffs,...

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  • 3000 REAL ESTATE AGENTS AT RISK!

    The National Federation of Real Estate - FNAIM estimates that several thousand (around 3000) real estate agencies could close, threatening more than 15,000 jobs.This health crisis has completely paralyzed the real estate transaction sector. Real estate...

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  • THE LARVOTTO SITE IN ACTION AGAIN !

    Marie-Pierre Gramaglia justified the reasons why certain projects had resumed, in particular that of Larvotto. The intention is that residents and locals, once this health crisis has passed, can benefit from these splendid amenities by the summer. She...

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  • TEAM BORFIGA EZE • A UNIQUE PADEL TENNIS CLUB ON THE CÔTE D'AZUR

    Located in a particularly privileged setting, the members and players of Team Borfiga Eze benefit from an exceptional environment!Indeed, the infrastructures are modern and perfectly adapted, the club is magnificently integrated in a calm, sunny and green...

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  • OFF-MARKET: THE SECRETS OF THE HIDDEN MARKET

    It happens that some very high standard goods are bought, rented or sold in the greatest discretion, no real estate ad having been published ... What are the specifics of the "off market", this ultra-confidential parallel real estate market? Here are...

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  • 5 GOOD REASONS WHY YOU'RE CURRENTLY STRUGGLING TO SELL YOUR PROPERTY

    In case you have had your property available for some time, it may be extremely annoying not understanding why it isn't attempting to sell. It has been believed a house might sell, but it just isn't, to provide information to you, we presumed to list...

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  • THE PUBLIC REAL ESTATE PARK AVAILABLE ONLINE

    Do you want to acquire a public good or find out more about the state's property management vision and strategy? The Minister of Action and Public Accounts, Gérald Darmanin, is launching a new internet platform on state land policy. You can now access...

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  • PARIS PLACE DE L'ETOILE • HISTORICAL BUILDING

    June 2014 - BENJAMINPRATT distinguished itself by having sold one of the most prestigious historic buildings in France on Place de L’Étoile, now the new Embassy of the Republic of Kazakhstan.The building is located at the crossroads of the prestigious...

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  • CORONAVIRUS: REAL ESTATE AGENCIES CLOSED TO THE PUBLIC

    Due to the coronavirus epidemic, real estate agencies will be closed to the public from tomorrow.On Saturday March 14, Prime Minister Edouard Philippe announced the imminent closure of public places that are not necessary for the life of the country....

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  • APRIL 2020 REAL ESTATE PRICES • FIRST TRENDS

    Due to the exceptional events and current conditions which affect France today, we present to you prospects for the evolution of the French real estate market in the short term, with all the caution and reservations which are essential in this news which...

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  • EXEMPTION FROM CAPITAL GAIN TAX ON MAIN RESIDENCE

    Exemption from capital gains on the sale of a principal residenceThe capital gain generated by the sale of the main residence is exempt from income tax (flat rate of 19%) and social charges (at the rate of 17.2%), regardless of the type of property (...

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  • PURCHASING VIA AN SCI A FOREIGNER IN FRANCE: WHAT ARE THE PITFALLS AND THE TAX CONSEQUENCES?

    Set up an SCI for its buy of their possessions that were. Exactly what will be the taxation ramifications with the alternative?Purchasing via an SCI: would be your taxation higher?The tax paid to the purchase of a property will be exactly the very exact...

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  • CERTIFY THE VALIDITY OF YOUR WILL IN THE CASE OF AN INTERNATIONAL SUCCESSION

    A will is an act through which a person, called a testator, expresses his last wishes and disposes of his property for  the period following his death.Wills can be challenged in France for various reasons, including:- If the will does not respect...

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  • BENJAMINPRATT • SPONSOR OF THE VERY FAMOUS LA RESERVE MALA BEACH

    BENJAMINPRATT is now sponsor of the very famous La Reserve Mala Beach - one of the most exclusive and amazing beaches on the Côte d'Azur ! Copyright 2018 SAS BENJAMINPRATT - Any reproduction prohibited

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  • GUIDE TO PROPERTY TAXATION IN FRANCE FOR 2018

    Guide to Property Taxation in France for 2018Discover our guide to property taxation in France – 2018:Free dowload at:https://www.cabinet-roche.com/documents/administratif/documents_pour_les_clients/Guide-to-property-taxation-in-France-Roche-Cie-Accountants-in-France-2018.pdfSource:...

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  • FRENCH TAX INFORMATION FOR NON-RESIDENTS IN FRANCE

    Complete information with free download at:https://www.cabinet-roche.com/documents/note-information-patrimoine/en/Non-Resident-Newsletter-April-2018.pdfSource: Cabinet Roche & Cie, English speaking accountant in Lyon, France - Specialist in French Real-Estate...

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  • THE ISF GIVES WAY TO THE IFI

    As you most certainly know, the wealth tax (ISF) gives way, as of 2018, to the property wealth tax (IFI). But what exactly is changing? Explanations ...So far: ISF€ 1.3 million. If the value of your taxable net wealth exceeds € 1.3 million, you have to...

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  • THE 10 MOST EXPENSIVE CITIES ON THE RIVIERA

    Discover the 10 most expensive cities on the RivieraSaint Jean-Cap Ferrat - 12 341 €/m² :Villefranche sur mer - 9 251 €/m² : Cap d'Ail - 8 440 €/m² : Eze - 8 243 €/m² : Beausoleil - 7 198 €/m² : Théoule sur mer - 7 085 €/m² : Roquebrune-Cap-Martin...

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  • CAN WE USE A DRONE TO CARRY OUT PRIVATE PROPERTY CHECKS? 


    According to the Directorate of Legal and Administrative Information (Prime Minister), a municipality can not use a drone to find violations of urban planning or tax. The capture of images by means of a drone flying over private property can be...

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  • HAPPY NEW YEAR 2018 !

    Dear clients and friends, wishing you a wonderful new year filled with love, joy, health and happiness ! Warm regards, Benjaminpratt Don't forget to subscribe to our newsletter and be the first to get informed of our new listed properties ! http://benjaminpratt.us4.list-manage2.com/subscribe?u=4b6c7f6c06521d8072a155a2d&id=bd54fd7363Copyright...

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  • PROPERTY TAXATION IN FRANCE FOR 2017 • INVESTING IN FRANCE

    France is among the tourist and realestate investment destination for nonresidents.Nevertheless taxation, legal and administrative limitations are typical areas of concern to foreign shareholders. Would you like to get home in France? What's the acquisition...

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  • PURCHASE OF REAL ESTATE IN FRANCE BY A FOREIGN COMPANY

    There Is Not Any legal obstacle to This acquisition by a foreign company of property located in France. However be a source of lawsuit and difficulties.The earnings of rents and property capital profits.As soon as the profit will have its source in France,...

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  • THE END OF THE WEALTH TAX AND THE CREATION OF A NEW WEALTH TAX ON REAL ESTATE…

    The 2018 finance bill (hereinafter referred to as “PLF”) is currently under discussion in the French Parliament. It should be adopted before the end of the year and will enter into force on January 1, 2018.Among the various measures (including the introduction...

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  • TAX: GOOD NEWS !

    The shares of the Monegasque SCI holding a property in France will not be subject to French inheritance tax. CI. Judgement of the Plenary Chamber of the Supreme Court of October 2, 2015.Source: https://www.courdecassation.fr/jurisprudence_2/assemblee_pleniere_22/622_2_32684.htmlCopyright...

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  • THE MARKET IS PICKING UP

    More sales than a year ago on the Cote d'Azur.After a longstanding slump, the real estate market in the Alpes-Maritimes restored earnings of new buildings increased with a notable 34 percent, along with the market by 54 percent. The resale speed rose...

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  • MAIN RESIDENCE: ELUSIVE!

    Since 7.8.2015 (Law Macron art. 206), the main residence can no longer be the subject of a foreclosure by creditors in the event of professional debts, without having to first establish a statement from seizure. But this measure benefits only individual...

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  • EILEEN GREY: ALONG LIFETIME AND ALSO A BRIEF FANTASY, '' THE NARRATIVE OF VILLA E1027

    It was in 1937 that Corbusier arrived for a first visit and his admiration for the villa developed into the obsession which would haunt him until the end of his days. The authentic reduction started when Madame Schelbert expired in 1982 and that also...

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  • THE REAL ESTATE MARKET OF THE CÔTE D’AZUR:

    Prices are rising again!Good news for the many Italians who wish to sell their second (or third) house on the Costa: the price levels are returning to those of 2008.The Côte d'Azur real estate market is recovering. Prices, which had suffered many substantial...

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  • FURNISHED RENTAL: A LIST OF COMPULSORY FURNITURE HAS BEEN PUBLISHED!

    Sylvia Pinel, Minister of Housing, Regional Equality and Rurality, announces the publication of a decree fixing the compulsory furniture in a furnished apartment rented as a main residence.Alur's law stipulates that the furniture must be "in sufficient...

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  • MONACO • DESCRIPTION AND REAL ESTATE MARKET

    The Principality of Monaco is a small state with an area of 2.02 km2 enclosed between 3 French municipalities that are Cap d'Ail, Beausoleil and Roquebrune Cap Martin. This independent country is bordered by the Mediterranean Sea. It’s a country of superlatives. Indeed,...

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  • VILLEFRANCHE SUR MER • DESCRIPTION AND REAL ESTATE MARKET

    Villefranche-sur-Mer is a commune located on the French Riviera between Saint-Jean-Cap-Ferrat and Nice and only 10 km from Monaco. Villefranche stretches from the seaside up to the hills above where the panoramas are exceptional. Villefranche is particularly...

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  • SAINT JEAN CAP FERRAT • DESCRIPTION AND REAL ESTATE MARKET

    The peninsula of Saint-Jean-Cap-Ferrat is one of the most beautiful sites in the Mediterranean, ideally located between Villefranche and Beaulieu. It houses more than 600 villas, most of them very luxurious, which in the past belonged to famous families,...

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  • ROQUEBRUNE CAP MARTIN • DESCRIPTION AND REAL ESTATE MARKET

    Roquebrune Cap Martin, also known by the diminutive of Roquebrune or RCM is one of the three border municipalities and bordering on Monaco. It is also close to the municipality of Menton. Roquebrune welcomes around 13,000 inhabitants, a good part of whom...

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  • MENTON • DESCRIPTION AND REAL ESTATE MARKET

    Menton is a tourist town on the French Riviera which lies on the border of Italy and a few minutes from Monaco. It is nicknamed "Pearl of France" in particular because of its magnificent seaside and turquoise beaches and its exceptional Mediterranean...

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  • NICE • DESCRIPTION AND REAL ESTATE MARKET

    The city of Nice also known as “Nissa la bella” is located on the coast of the Baie des Anges. It is the second city of the department and has more than 350,000 inhabitants. Nice was once a popular destination for the European elite. Today it remains...

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  • LA TURBIE • DESCRIPTION AND REAL ESTATE MARKET

    La Turbie is a village on the heights about fifteen minutes from Monaco. It is very popular with residents and working people of Monaco for its quality of life, its freshness and its easy access. But he is also known for his August trophy or "Trophée...

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  • EZE • DESCRIPTION AND REAL ESTATE MARKET

    The commune of Eze is made up of three sectors which extend over a steep territory starting from the seaside, the area of which is called Eze bord de Mer, up to Eze Village on the heights at around 500 meters above sea level. These two zones are linked...

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  • CAP D’AIL • DESCRIPTION AND REAL ESTATE MARKET

    Cap d'Ail is one of the little pearls of the French Riviera. Indeed, the city benefits from a privileged position on the immediate border of Monaco between the Mediterranean Sea and the Mountains. Its fame dates back to the 1940s when famous personalities...

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  • CANNES • DESCRIPTION AND REAL ESTATE MARKET

    Cannes is certainly one of the most remarkable cities of the French Riviera. Indeed, Cannes is world famous for its Film Festival and the plethora of its events but also for the quality of this seaside city characterized by the luxury of its establishments...

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  • BEAUSOLEIL • DESCRIPTION AND REAL ESTATE MARKET

    Beausoleil is one of the three bordering and border towns of Monaco. This very cosmopolitan city of 14,000 inhabitants, the majority of whom are active, overlooks the Principality, which is easily accessible on foot in a few minutes. This is what appeals...

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  • BEAULIEU SUR MER • DESCRIPTION AND REAL ESTATE MARKET

    Beaulieu sur mer is a luxurious seaside resort located between Nice and Monaco and a stone's throw from Saint Jean Cap Ferrat. It is good to live there. It has about 4,000 inhabitants. Beaulieu-sur-Mer has many advantages, among which: an exceptional...

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  • GET READY, WE ARE OPEN!

    Get ready, we are open!We are pleased to announce the opening of our second agency BENJAMINPRATT in the Principality of Monaco.Since the creation of the first agency in 2010 in Cap d'Ail, BENJAMINPRATT has continuously evolved to provide a high quality...

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  • WE HIRE AT BENJAMINPRATT !

    WE HIRE AT BENJAMINPRATT !As part of its development and its upcoming opening as a new agency in the Principality of Monaco, Benjaminpratt is looking for an agent / negotiator for his Cap ofAil agency under the status of independent commercial agent.With...

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  • INTERNATIONAL TAXATION COMPARATIVE

    THE REAL ESTATE TAXATION FRANÇAISE: ONE OF THE MOST PERFORMING REGIMES The fashion of the "french bashing" which is developing throughout Europe does not spare the field of taxation. France suffers from the rather negative image conveyed by the foreign...

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  • FROM VISITING A PROPERTY TO SIGNING THE FINAL DEED • FOUR STEPS TO BUYING A PROPERTY IN FRANCE

    Step 1: the offer to purchaseStep 2: the notary's choice Step 3: the compromise or the promise of sale > About the buyers > About the seller Step 4: Notifying the Compromise or Promise to the Purchaser Step 5: The loan offer > Acceptance...

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  • SEASON'S GREETINGS!

    Warmest thoughts and best wishes for a wonderful Christmas and a very happy, healthy & peaceful New Year!All the best for you and your family,Benjamin Pratt

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